David Dearden, Withybrook Financial Consultants
About / Bio
I am an independent Financial Adviser and feel it is important to deal with all aspects of financial advice from insuring the lives of young parents, to planning for inheritance. Almost all my clients have been referred to me by other clients or professional contacts.
My real specialism is helping clients who are about to retire, as there are so many important options to consider and the financial implications last for the rest of your life and the lives of those you leave behind. It is vital to consider all the options, not only the ones that your provider or scheme trustee puts in front of you.
I believe that experience is very important when dealing with client’s investments but most important listen is to what the client wants. In order to achieve my first meeting is to understand your requirements and this is free of charge.
"I have spoken before about the excellent financial advice I have received from David Dearden of Withybrook Financial Services. He has come up trumps again. Investing £17,000 last July I have taken out my maximum none penalty allowance of £850.00 and after only 12 months the fund stands at just over £20,000 and a cash value of £18,250. The arrangements are tax free so in effect the fund value plus my income has returned 22.5% tax free benefit." - David Smith, Risk Consulting